Students and insurance

Field trip advice

For further information regarding Health and Safety when organising field work and field trips please visit the University's Health & Safety Services website.

Foreign students' medical cover

For details of medical cover available for overseas students resident in the UK for less than six months, please visit www.endsleigh.co.uk or alternatively call them on 01242 866616.

Student placements: insurance aspects

University Policies

The University has appropriate policies for:

• Public Liability

• Travel Insurance - Please refer specifically to  Insurance & Certificates & Travel Claim, noting the Emergency Assistance information and how to access these services whilst you are on your trip.   

Work Placement

When students are away from the University of Reading on work placements, the organisations accepting them are expected to cover them under their employer's liability insurance with regard to any personal injury which the student may suffer for which the organisation in question is legally liable.

Disclaimers

Employers may request that disclaimers are signed by a representative of the University. All such disclaimers must be referred to the University Insurance Officer (extension 8309, email uor-insurance@reading.ac.uk) and not signed by departmental staff.

Use of Private Vehicles

If a student or member of staff wishes to use their own vehicle whilst carrying out placement work, they must check that their own vehicle insurance cover is adequate, i.e 'occasional business use'.

Student Academic Placement Overseas and Student Travel on the Business of the University

Cover for travel insurance and emergency medical attention is automatically in place as arranged by the University Insurance Office (extension 8309, email uor-insurance@reading.ac.uk) Students should be provided copies of the relevant insurance information obtainable from the Business Travel webpage.

If a letter confirming 'travel insurance in place' is requested for VISA purposes, such a letter can be obtained from the insurance office.

When renting a property overseas, it is recommended students takes out their own Home (contents) and Personal Liability Insurance cover.   Whilst there is Personal Liability cover in place under the university Travel Insurance policy, which would normally cover damage to Third Property, this will not apply as rented accommodation is defined as property of the student and under the student’s care, custody and control.   For this reason our Insurers  recommend students should confirm with their landlord whether there is insurance as part of the rent paid, which would cover them for any damage caused to the property and if not then they will have to take out their own policy.

More information on student placements can be obtained from the University's Health and Safety Services website.